Property owners have a responsibility to preserve their property and to protect tenants, their guests, and the public from harm. Owners and managers must evaluate their risks on a regular basis to determine their possible liability and financial loss and carry the appropriate insurance to deal with the liability and property damage risks.

A well-designed and carefully considered insurance package can protect rental property and managers from losses caused by many types of perils. A policy can also include liability insurance, covering injuries or losses suffered by others as the result of defective conditions on the property. Equally important, liability insurance covers defending lawsuits from injuries on the premises.

At the very least, landlords and property managers must carry enough insurance to provide legal protection. Leonard Agency can offer coverage options so that you can select solutions and policy limits to suit your needs.

The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Please read your official policy for full details about coverages.

Leonard Insurance can provide you with the coverage which suits you.